Mechanical breakdown insurance for your California vehicle

Easy monthly payments. No waiting period. No yearly mileage restrictions.

olive‘s mechanical breakdown insurance will cover olive your adventures.

guy and dog in the back of a truckmechanical breakdown insurance California

Why choose olive for your coverage?

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olive in the news

Protect yourself from expensive mechanical car repairs

Owning a car in California has been a source of adventure and freedom since before it was known as The Golden State.

Californians rely on their cars, SUVs and trucks to get to work, the beach, the mountains and find new adventures across the beautiful landscape.

Over the years cars have become more and more complex. They have tens of thousands of parts and are sophisticated computers that are even more advanced than the ones used on the lunar landing. Simply changing your oil has become much more difficult, and tuning a car yourself is darn near impossible without the sophisticated equipment auto dealers and repair shops have invested hundreds of thousands of dollars purchasing. When something breaks, the high cost of fixing it can drain your bank account or max out your credit card.

New car warranties run out before your loan payments end, and many used cars have long term loans that extended beyond the coverage for mechanical breakdowns.

Wouldn’t it be great if you could have the peace of mind knowing you have coverage from the high cost of mechanical breakdowns and expensive auto repairs?

You may have considered extending breakdown coverage for your car, truck or SUV from the dealership, but chose not to purchase at that time. No need to worry, if your car is less than 10 years old and has under up to 140,000 miles we can still cover you with mechanical breakdown insurance. (in California, mechanical breakdown insurance is the technical term for what many refer to as an extended warranty. For more information on California DOI mechanical breakdown insurance visit the (California Department Of Insurance’s website)

olive is bringing mechanical breakdown insurance into the 2020s

Instant online quotes. Low monthly payments. Customizable coverage.

Low monthly payments

Prices are fixed for the life of your term. monthly payment and coverage options. Choose the deductibles and coverage level: The power is in your hands. we earn your business every month.

No waiting period

Unlike other providers that require a 30 day and/or 1,000 mile waiting period, olive’s mechanical breakdown insurance kicks in at midnight of your first monthly payment.
Click today, covered tomorrow.

No yearly mileage restrictions

If your car has 140,000 miles or less we will cover you up to 185,000. You can drive those extra 45,000 miles in less than a year and still be covered. Only 100,000 miles on your car? You can drive another 85,000 miles!

No robocalls or pushy salespeople

We never use shady sales tactics or employ fast-talking salespeople. We focus on providing you the tools you need to choose the right coverage all online with coverage advocates standing by if you need extra support. We strive to inform and educate you so you can make the best decision.

Google 5-Star & BBB A ratings

Our products, customer service, and reputation for excellence have earned us an A rating with the Better Business Bureau and we’ve partnered with some of the insurance industry’s largest companies to back us. olive is in the business of helping you live life covered!

olive our plans.

olive’s mechanical breakdown insurance provides similar (sometimes better) coverage than what you would get from a manufacturer’s extended car warranty, also known as a manufacturer’s vehicle service contract, and with more customizable options.

Best coverage

COMPLETE CARE

olive complete care coverage is so comprehensive it’s easier to tell you what is excluded. While wear and tear items like tires and windshield wipers are not covered, just about everything else is from your back up assist camera, to your transmission control module-we have olive it covered.

Right in the middle

POWERTRAIN PLUS

olive powertrain plus vehicle service contract takes the benefits of our olive powertrain plan and turns it up a notch! Covering more than just the major parts, olive powertrain plus includes power steering, front suspension, brakes, and air conditioning components.

Best value

POWERTRAIN

olive powertrain covers all of the most expensive items, including every lubricated part of your transmission and engine. It covers other expensive repairs such as your water and oil pumps, thermostat. Got a factory turbocharger? Covered. And that's just the beginning.

Average repair costs with and without olive.comtm

Auto repair costs have been rising across all four U.S. regions over the past several years. The average cost of vehicle labor repair is $125.00 per hour, which can quickly add up per incident.

Engine replacement

Without olive

Average cost of repair

With

Just your deductible

Transmission

Without olive

Average cost of repair

With

Just your deductible

Electrical

Without olive

Average cost of repair

With

Just your deductible

Google 5-Star and BBB A rating means coverage you can trust

Our products, customer service, and reputation for excellence have earned us an A rating with the Better Business Bureau and we’ve partnered with some of the insurance industry’s largest companies to back us. We’re in the business of helping you live life covered!

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Annette T

Leticia was patient, kind, knowledgeable and caring about my experience with your company. She went above and beyond to meet my needs. I had a complicated issue and was very frustrated. She de-escalated my frustration and walked me through the entire process and went and got assistance to get my issue resolved. She called me back with all the details.

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William M.

Very informative and the prices are good. Tried other Car Shield type plans, olive is the only one that did service in California.

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Linds K.

Had an excellent experience. Olive is one of the best rated warranty companies. The representative was knowledgeable and got me set up in minutes. Really excellent service.

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Donna P.

I was worried until my service writer said “no problem” after calling for authorization. From then on it was seamless and efficient. My Olive warranty is the best thing that’s happened for my car and the most worry free purchase I’ve made in a long time.

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Efrain A.

I have searched many companies and could not really find one that would cover in California. I found them and they answered my questions quickly. Very easy to sign up.

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David G.

I had a great experience with Olive. I went from considering warranty to being fully covered in 15 minutes. Thank you Barbra so much for your help!!

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Claudia P.

Very happy Representative, Barbara Guerra, contacted me regarding auto maintenance on our Jeep Compass. She was very helpful and knowledgeable regarding my needs. I most definitely will tell family and friends about Olive auto warranty repairs.

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Ann A.

Arnie, was a great professional making sure to answer all my questions. Never made me feel like I wasn’t important but took his time to make sure I understood what I could expect from him and the company. GREAT JOB!!!!!

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Peggy H.

I experienced a call and assistance from a wonderful agent Barbara. Excellent customer service, patient and answered my concerns. Thank you

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olive‘s mechanical breakdown insurance for California residents is the affordable solution you have been looking for

olive is here to help with mechanical breakdown insurance: fixed monthly payments. no waiting period and unprecedented unlimited mileage so you can drive your car as much as you need or want for commuting to work or travel and leisure.

Best of all, olive provides California vehicle owners with convenient monthly payments, along with no waiting period and unlimited mileage for the length of your mechanical breakdown insurance term.

Extended Car Warranties vs. Mechanical Breakdown Insurance for California Based Vehicles

Due to the fact that most manufacturers’ warranties on new cars are called “warranties”, it makes sense that most people think of ‘extending their car warranty” rather than purchasing Mechanical Breakdown Insurance, often referred to as “MBI”. In California there are strict regulations on who can provide services that cover repairs due to breakdowns that occur once your original vehicle warranty is expired. Many people have found the gold standard in coverage in California to be mechanical breakdown insurance for providing a great value for the consumer in terms of cost, coverage and reliability.

Why olive’s mechanical breakdown insurance
can be great for you

Any service that extends coverage for mechanical breakdowns is only as reliable as the company that backs it. At olive, our mechanical breakdown insurance for vehicle owners in California is backed by QBE. QBE North America is a global insurance leader focused on helping customers solve unique risks, so they can focus on what matters most. Part of QBE Insurance Group Limited, QBE North America reported Gross Written Premiums in 2020 of $4.775 billion.QBE is rated A+ by Standard and Poor’s and A (Excellent) by A.M. Best.

We only partner with the best, so our coverage can be the same: the best.

Drive with confidence.tm

olive’s mechanical breakdown insurance is only a click away-click today for a quote and get your California vehicle covered tomorrow. And when your car has a mechanical breakdown you can quickly and conveniently access your account on web from virtually anywhere.

The olive way is the better way
When you click to get a quote today you work directly with us to get your car covered tomorrow without a waiting period for nearly all vehicle types-gas, diesel, hybrid and even fully electric cars, trucks and SUVs.

On a road trip?
No worries-olive’s direct protection and network of available auto repair shops are nearly everywhere and even provide reimbursement for lodging if you get stuck in-between destinations.

olive’s mechanical breakdown insurance is convenient, easy to use and affordable, and unlike many of the fly by night companies, olive is backed by QBE. QBE North America Operations is a division of QBE Insurance Group Limited, one of the world’s largest insurance and reinsurance companies. QBE is are rated A+ by Standard & Poor’s and A (Excellent) by A.M. Best.* Located in 27 countries, they’re operational in all key global insurance markets and are considered a leading underwriter within their chosen markets. QBE has 11,000 employees worldwide.

We partner with the best, so we can provide the most reliable coverage for our valued customers.

Request a free quote

MBI coverage for your California-based vehicle is only a click away. Get an instant online quote easily from anywhere you have Internet.

Customize your plan

Whether you need coverage for high-mile commuting, or low-mileage weekend fun, we cover olive your adventures with the perfect plan for you specific driving habits

Live life covered

Our lives are full of unexpected twists and turns, and sometimes potholes or bad luck. olive’s mechanical breakdown insurance gives you peace of mind to enjoy the road

Convenient. Straightforward. Comprehensive.

olive’s mechanical breakdown insurance is only a click away-click today for a quote and get covered tomorrow. And when your car has a mechanical breakdown you can quickly and conveniently access your account on the web from virtually anywhere. We cover nearly all vehicle types-gas, diesel, hybrid and even fully electric cars, trucks and SUVs.

On a road trip?
No worries-olive’s direct protection and network of available auto repair shops are nearly everywhere and we will pay for your lodging if you get stuck in-between destinations.

olive’s mechanical breakdown insurance is convenient, easy to use and affordable, and is backed by QBE. QBE North America is a global insurance leader focused on helping customers solve unique risks, so they can focus on what matters most. Part of QBE Insurance Group Limited, QBE North America reported Gross Written Premiums in 2020 of $4.775 billion. QBE is rated A+ by Standard and Poor’s and A (Excellent) by A.M. Best.

You can depend on olive to provide the peace of mind you need.

olive your commute

Frictionless transactions that get you back in the fast lane separate olive from other forms of mechanical breakdown coverage. There’s no 30-day waiting period when you sign up for olive coverage. If you are looking for an extended car warranty solution our VSC and MBI services have you covered.

Click today. Covered tomorrow®.

olive your travels

We cover your first hundred dollars of a towing bill, all across the continental US with state-to-state availability. olive's coverage has no yearly mileage restrictions up to 185,000 Miles. This means you will have at least 45,000 miles of coverage to drive to work or across the US and Canada. No one else in the industry matches that.

Drive with confidence.tm

olive your investment

Your car, truck or SUV is the second-biggest financial purchase you’ll ever make. Vehicles’s are a complicated rolling piece of technology and steel. olive gives you peace of mind as you stockpile memories in your adventure-mobile.

olive.com, the online leader in mechanical breakdown coverage.tm

Bolster your budget

Stable monthly payments mean you stay on the road to reaching your goal of spending a little R&R in Aruba. If your vehicle does get sent to the mechanic for an emergency repair, olive is with you. You pay your deductible, and olive does the rest, paying the rest of the repair cost and dealing directly with the repair shop. olive keeps worry at bay by shielding you from the unexpected. Sleep soundly, dreaming of icy beverages and white sand, because with olive’s extended car warranty solutions your mechanical breakdown fears can disappear.

Go olive the places!

olive understands that your car, truck, or SUV is not just another purchase. It’s the second biggest financial decision you’ll make. With your vacation fund intact and coverage blanketing the continental United States, now might be a good time to head out on that road trip you’ve been planning. And if that “check engine light” decides to illuminate itself half-way through the Mojave desert, rest assured because you’re covered wherever you roam. We even cover the first $100 in towing costs for covered repairs. It’s the extended warranty solution that goes with you when you travel.

Increase the value of your car
with transferable coverage.

Why are cars with mechanical breakdown insurance coverage more likely to command higher resale value than their uninsured counterparts? Having olive’s mechanical breakdown insurance coverage on your vehicle shows buyers that your car, truck, or SUV has been well maintained. Prospective buyers feel more comfortable buying a vehicle that has mechanical breakdown coverage, because it is a good indicator that the owner has already fixed common issues they would otherwise worry about when buying a used car.

The bottom line is when prospective buyers have to choose between a car, truck or SUV with no extended coverage and one with olive’s transferable mechanical breakdown insurance they are willing to pay more for the vehicle that is covered. olive helps reduce your vehicle’s depreciation by adding resale value to your ride. Our transferable coverage means olive is covers you when you own your car, and helps you sell your car for more when you are ready for to upgrade to a newer vehicle.

Get your mechanical breakdown insurance questions answered

Do I need mechanical breakdown insurance?

Mechanical breakdown insurance can be an excellent choice for California drivers. We give you some of the pros and cons and the definition for MBIs. Read more…

Can you buy an extended warranty for a used car in California?

MBIs are exclusive to California. getting one for a used car can save you thousands in repair bills. Read more…

olive our coverage is backed

Mechanical breakdown insurance plans are like a promise, only as good as the person making it.

olive is here to inject honesty and integrity into the buying process, and our mechanical breakdown insurance for California based vehicles is backed by an insurance provider with a long history of satisfying their customers. They’ve secured a consistent “A+” rating from A.M. Best and an “A” rating from Standard & Poor, as well as an “A+” rating from the BBB. We only partner with the best, so our coverage can be the same: the best.

olive provides more than just mechanical breakdown insurance, we provide dependable coverage backed by an insurance mainstay.

The true cost of ownership

Cars, trucks and SUVs are more technically advanced than ever, which makes repairs more costly than ever. Car loans often extend past 5 years, and during that time repairs average $2,000 to $3,000-even when a major breakdown is avoided. A significant repair can break the bank.

With olive’s mechanical breakdown insurance you don’t have to worry about a major repair destroying your budget or leaving you stranded. With our unlimited mileage coverage olive provides the peace of mind you need knowing you can drive your car as far as you want and it will still be covered.

Coverage for every driver type

New car owners

A new vehicle is a significant financial investment and one that can depreciate quickly. Taking care of your investment is vital for the retention of its value. olive helps keeps your vehicle in pristine condition without the stress of having to pay for large, out of pocket expenses or an overpriced extended car warranty from the dealer.

Expired manufacturers' warranty

There’s a reason your manufacturer’s warranty only covers bumper-to-bumper repairs for the first 3 years/36,000 miles. After this magical date, your vehicle is likely to require expensive repairs. olive goes way beyond your vehicle’s original warranty, letting you rack up the miles with confidence.

Families

Between soccer practice, laundry, dinner, and impromptu water-balloon fights, we know that family life is a busy life. olive is here to take the worry out of a mechanical breakdown, so you can keep on schedule and on budget.

Educated consumers

It's smart to be leery of over-priced dealer extended car warranties. olive plans cover the big expensive parts and all the little parts that connect them together. olive is affordable, direct from the underwriter, coverage.

olive the difference

Tired of warranties that cover the inexpensive parts but don't cover what is often the most expensive part-the labor? olive's Complete Care protection plan pays for the labor and the parts needed to keep your car running smoothly and reliably. This includes seals, gaskets, linkages,  control valves, and couplings (just to name a few).

When you start adding up the labor costs associated with diagnosing and repairing your vehicle the costs can skyrocket to 3-4 times or more of the cost of the actual parts.

olive’s mechanical breakdown insurance with affordable monthly payment plans makes a ton of financial sense and can eliminate surprises associated with car repairs. Dig the details? See full coverage information in terms and conditions.

Why olive?

sleep

It sounds strange, but peace of mind is one of the best reasons to have olive mechanical breakdown insurance.

freedom

olive mechanical breakdown insurance protects you from shelling out hard-earned cash on surprise breakdowns.

confidence

With olive on your side, you can have the confidence to go on that fantastic road trip you’ve been planning.

We have extended car warranty solutions for

most vehicles up to 10 years old

and starting with under 140,000 miles

Acura

Chevrolet

Genesis

Kia

Mini

Subaru

Alfa Romeo

Chrysler

GMC

Lexus

Mitsubishi

Toyota

Audi

Infiniti

Honda

Lincoln

Nissan

Volkswagen

BMW

Dodge

Hyundai

Mazda

Pontiac

Volvo

Buick

Fiat

Jeep

Mercedes

Ram

Cadillac

Ford

Jaguar

Mercury

Smart Car