Frequently Asked Questions


What’s covered?

How much $$$?

What qualifies?

What is® coverage?

What is an® vehicle repair plan?

You already have auto insurance to protect you from fender benders. A vehicle repair plan picks up where your insurance leaves off!

While accidents happen, vehicle breakdowns are 50x more likely. Vehicle repair plans through® protect your wallet from unexpected auto repairs. View plan options at

How does a vehicle repair plan work?

If you experience a vehicle breakdown, head straight to your preferred ASE-certified service provider or schedule a repair through our partner, RepairPal at

Let the repair facility know you have® coverage prior to starting repairs. The repair facility will contact the administrator’s claims office to file a claim and report their diagnosis and submit a repair estimate.

Once a claim determination has been made by the administrator, simply pay your deductible and any non-covered expenses, and the administrator will cover the rest! Learn more at

How does QBE work with® ?

QBE partners with® on each and every vehicle repair plan. QBE is the administrator for® and approves and pays all valid claims. QBE North America is a division of QBE Insurance Group Limited, one of the world’s largest insurance and reinsurance companies. They are rated A+ by Standard & Poor’s and A (Excellent) by A.M. Best.* Located in 27 countries, they are operational in all key global insurance markets and have 11,000 employees worldwide.

What’s covered?

Is labor covered?® covers the cost of both parts and labor for all covered components included in your plan. Pay your deductible and any non-covered items and we’ll cover the rest!

Is routine maintenance covered?

Vehicle repair plans don’t include routine maintenance.® covers unexpected auto repair bills due to mechanical failures. You keep up with your vehicle’s regular maintenance and we’ll jump in when unexpected breakdowns happen.

Even though we don’t pay for routine maintenance, we make it easy to schedule maintenance and repairs through our partner, RepairPal. Find a RepairPal Certified shop near you at

How much do I pay?

Do I pay a deductible for each item repaired in one visit to a repair facility?

No. As long as it’s the same visit, you only have to pay the deductible once. Plus, with 9 deductible options, there’s a plan for every budget. See your price here!

How much is the deductible?

With a plan for every budget,® allows you to pick your deductible based on how much you want your monthly payment to be. Get a quote 100% online to see your price!

How much is an® vehicle repair plan?

Monthly payments may vary based on vehicle, zip code, and mileage. With three plan options and the ability to choose your deductible, there’s a plan for every budget! See your price 100% online.

While my vehicle is in the shop for® covered repairs, can I have additional non-covered items repaired?

Absolutely! Keep in mind that anything outside of your current coverage plans will be out of pocket for you.

If my vehicle is disabled, does® cover to tow it to a service center?® will reimburse you up to $100 for towing your vehicle to a service center.

How much can I save if I purchase an® vehicle repair plan?

With over 30,000 parts in a vehicle, the possibility of expensive repairs is endless! The average cost of an engine replacement is over $5,000. It’s impossible to know when a breakdown could occur or how much it will cost.

To sum up: an® vehicle repair plan could save you a lot in the long run. See your price and start saving!

Does my vehicle qualify?

What are the best reasons to buy an® vehicle repair plan?® is different and proud of it! Unlike the other guys who employ robocallers, we employ real people. By providing affordable vehicle repair plans that can be bought and managed 100% online,® is the online leader for mechanical breakdown coveragetm.

Why choose®?

  • plans for every budget
  • month-to-month subscription
  • fixed rates for the term

Buy today. Covered tomorrow.®

How do I know if my car, truck or SUV qualifies for® ?® covers most vehicle brands including luxury brands like Mercedes and BMW. We cover both new vehicles and used vehicles up to 10 model years old or 140,000 miles. Get a quote and see your price 100% online!

Are there mileage restrictions with an® vehicle repair plan?

Unlike other plans that max out at 75,000 or even 100,000 miles,® covers vehicles up to 10-model years old and 140,000 miles into your vehicle’s life. Then we’ll cover you up to 12 years and up to 185,000 miles, whichever comes first!

That’s peace of mind for every adventure throughout the U.S. and Canada!

Is an inspection required in order to active my® policy?

No inspection (or waiting period) is required! Your policy becomes active the day after you purchase.

Click today. Covered tomorrow.®

What is covered and not covered?

Each of our plans covers an extensive list of components from your vehicle’s engine to its electrical components. Compare our plans here.

Can you show me a sample contract for my car, truck, or SUV?

Everyone deserves peace of mind coverage that counts. Know the terms of your® plan and what is covered. See a sample contract and terms and conditions here!

What if my vehicle has a pre-existing condition?

Pre-existing conditions are not covered, but we are happy to help coordinate the repairs and you can benefit from our pre-negotiated rates.

With a plan from® you’ll have access to RepairPal, a simple way to schedule maintenance and repairs. Schedule services at

How likely is it that my car will break down and I will need to file a claim?

It is impossible to know when your next vehicle breakdown will occur, however, breakdowns are 50x more likely than car accidents. Get repair-bill-ready with peace of mind knowing® has your back against unexpected auto repair bills! See your price.

I want to buy a new car or sell my old one – is my® vehicle repair plan transferable?

Yes.® plans are transferrable which can lead to an increase in your vehicle’s value when you sell it. Transfer your coverage or choose to end your plan!

When you’re ready for a new vehicle, the dealership isn’t your only option for covering your vehicle.® can protect your new ride, saving you money.® provides coverage for your new car interest-free for a 5-year or 7-year term.

Where am I covered by an® vehicle repair plan?

With® , you are covered in the continental U.S. and Canada. So go ahead and plan that epic road trip with peace of mind knowing you’re protected against unexpected auto repair bills every step of the way!

If I purchase an® vehicle repair plan now and change my mind, can I get my money back?

With our month-to-month plans, you’re in the driver’s seat! Enjoy a fixed rate for the life of your term or you can cancel at any time.

How do I file a claim?

How do I file a claim?

Let the repair facility know you have® coverage prior to starting repairs. The repair facility will then need to contact the administrator’s claims office with a diagnosis and repair estimate for approval.

What are the steps to filing a claim?

1. Find a repair shop
2. Get approval
3. We pay the bill
4. You pay the deductible
5.Relax and drive away

To get more detailed information please visit our how to file a claim page.

How do I get a claim approved?

Prior to starting any repairs, let the repair facility know you have® coverage. The repair facility must then contact the administrator’s claims office at 800-773-9980  with a diagnosis and estimate of repairs. Once repairs have been completed, the administrator will pay all covered items and repairs, you pay your deductible and any non-covered items.