looking for an extended
warranty solution for your Kia?

olive uses terms like “Warranty” and “Extended Warranty” as a means of relating to what most consumers recognize and search online.

olive’s mechanical breakdown insurance keeps your Kia moving & your money in your pocket

click today. covered tomorrow. no yearly mileage restrictions.

why choose olive for your coverage?

olive in the news

coverage for your Kia that keeps up

without a Kia extended warranty, repairs can be costly

Kias are well built, dependable vehicles. You count on them to be just that. But what happens when they prove otherwise? Just like with any vehicle, no matter how well crafted, items eventually break down. It is not uncommon to bring your Kia in for repairs. olive wants you to be prepared when the unexpected occurs so you don’t have to worry about going into debt, depleting your cash reserves or being stranded due to expensive repairs.

olive is shaking up the way Kia drivers look at Mechanical Breakdown Protection beyond the basic Vehicle Service Contracts commonly referred to as Extended Warranties. Mechanical Breakdown Insurance works in conjunction with your original manufacturer’s warranty or your Kia extended warranty. The dependability you can expect is only as good as the make and model is built but with olive, you can count on the same level of reliability to keep your Kia protected.

customize your coverage

olive knows that monthly bills can add up which is why it can be a big blow when your vehicle, the vehicle you rely on for daily transportation, has an unexpected set of repairs needed. Our goal is to limit the impact to an agreed upon deductible and to get you serviced and back on the road.

why choose olive to cover your Kia against mechanical breakdowns?

  • No waiting period-quote today and get covered tomorrow.
  • Start coverage with up to 140,000 miles on your ride.
  • No yearly mileage limits-we cover you up to 185,000 miles no matter how quickly you get there.
  • Manageable monthly payments.
  • Cancel anytime.
  • 100% online process-or give us a call at 888-654-8348-your choice!

BBB A+ rating means coverage for your Kia you can trust

Our products, customer service, and reputation for excellence have earned us an A+ rating with the Better Business Bureau and we’ve partnered with some of the insurance industry’s largest companies to back us. We’re in the business of helping you live life covered!

benefits of olive coverage for your Kia

  • Simple, transparent coverage plans to choose from
  • No waiting period for coverage – You can be covered overnight
  • Prices are fixed for the life of your term
  • Cancel anytime
  • Choose the deductible that makes most sense for your budget
  • No annual mileage restrictions
  • Coverage across the USA and Canada, no matter where you go

Best of all, because we are an insurance product, you will always have the protection of a powerhouse carrier securing your policy.

olive covers vehicles up to 10 years old, going back as far as 2011 (until winter, 2021), including 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021.

current Kia models covered

Cadenza Forte K900
Optima Optima Plug-In Hybrid Niro
Niro EV Niro Plug-In Hybrid Rio
Rio 5-Door Sedona Seltos
Sorento Soul Soul EV
Sportage Stinger Telluride

How it works

 Remember, olive personalizes your rate for your vehicle so you don’t pay a penny more than you should.
olive’s online quote-to-purchase process is user-friendly and integrates the database power of some of the industry’s most respected secure sources. 2 entries, you choose the coverage level that suits you best and voila, on to the purchase!

Kia’s Known Repair Concerns

Most car manufacturers have recalls that consumers deal with from time to time. Kia is no exception. Even though Kia vehicles tend be quite reliable it doesn’t mean you shouldn’t be aware of some common issues that can be found across many Kia makes and models.

Servicing your Kia will help but it won’t avoid wear and tear and unexpected repairs needed. Below are some of the common Kia repairs to be aware of.

Cylinder Misfires

Transmission Issues

Catalytic Converter

Hoses and Pump Failure

EVAP Emission Control System

Vehicle Software System

Engine/Faulty Sensors

average repair costs for your Kia with and without olive

Car repair costs have been raising across all four U.S. regions over the past several years. The average Kia labor costs at an average of $105.00 per hour which can add up per incident.

In the event a repair is needed, you pay only your deductible.


without olive

average cost of repair


just your deductible


without olive

average cost of repair


just your deductible


without olive

average cost of repair


just your deductible

filing a claim for your Kia repairs

Rest Assured. You have instant online access to coverage, and if needed, filing a claim is simple. Our customer advocates are here to help!

Once your claim is filed, pick your service center, show them your insurance card, pay your deductible and any non-covered parts and you are on your way!

click. save. relax.

Coverage is only a click away, and access to your account is virtually everywhere, quick, convenient, and Earth-friendly.

olive is a better way to protect the investment and freedom you know as your car. With that first click comes the convenience of getting protection directly, and not from some third-party broker. We do this by providing affordable, accessible coverage for all vehicle types. Our frictionless mechanical breakdown protection even rescues long-distance trips from total ruin by providing overnight lodging for members, no waiting period required.

request a free quote

Coverage is only a click away, and access to your account is virtually everywhere, quick, convenient, and Earth-friendly.

customize your plan

From high-mile commuting, to low-mileage weekend fun, olive has a perfect plan to cover your adventures.

live life covered

Life is full of unexpected twists, turns, and… potholes. olive is peace of mind, wherever you find adventure.

convenient. straightforward. comprehensive.

Every year the cost of vehicle repairs continues to climb as vehicle complexity increases. The average cost of a single repair ranges from $500 to 600 dollars. Sound steep? It is, and that can be a real hit to the piggy bank. On average, drivers 18-34 paid between $2,000 and $3,000 in vehicle maintenance and repairs over five years of vehicle ownership. And that’s just the average. Many car owners paid more!

olive is a better way to protect the investment and freedom you know as your car. We do this by providing affordable, accessible coverage for all vehicle types. Simply pick a plan that suits you, select a manageable deductible, and away you go. Click today and you’re covered tomorrow.

Life happens quickly. olive is coverage that keeps up with you.

Kia OEM warranty

Original Equipment Manufacturer (OEM) warranties are included in your Kia purchase and they usually cover items under the hood like the engine and transmission wear and replacement along with internal components and electrical. However, each car manufacturer offers a different set of coverages.

As to Kia, the current warranties offered, New Limited Basic Warranty – Five Years, 60,000 miles, whichever comes first.

In addition, Kia owners receive Powertrain Limited Warranty of Ten years, 100,000 Miles

Anti-Perforation Warranty, Five Year, 60,000 Miles

Roadside Assistance, Five Year, 60,000 Miles

You can learn more about Kia OEM information here:

Kia Vehicle History

Kia Motors Corporation is a South Korean multinational automotive manufacturer that is headquartered in Seoul, Korea. It is one of the largest auto manufacturers in South Korea, 2nd to Hyundai Motor Company. They manufacture and sell vehicle worldwide. According to the company, Kia comes from Sino – Korean characters that roughly translates to “Rising from the East”.

They were founded in 1944. At that time, they were known as the Kyungsung Precision Industry. The company changed its name in 1952 to Kia Industries and in 1992, Kia Motors America was incorporated in California ready to tackle the US market. Once in the US, they experienced major expansion. By 1995 there were over 100 Kia dealerships across 30 states. Kia since has targeted the European market and continues to grow worldwide. The first two vehicles introduced in the US was the KIA Sephia and the KIA Sportage and most recently Kia introduced the latest models, the Kia Stinger and the Kia Telluride. Both the Stinger and the Telluride earned accolades the year they were introduced. The JD Powers inaugural Engineering Award for Highest Rated All New Vehicle and honors from Kelley Blue Book Motor Trend and Edmunds respectively.

Kia has partnered well with their markets by sponsoring several sports teams, events and athletes as well as music and Charity Events. Among the sports associations they sponsor the League of Legends European Championship (LEC), FIFA, UEFA, NBA and the WNBA. You might have seen them represented at the Asian Games, Australian Open, Copa America, FIFA World Cup and X Games, The Vans Warped Tour and the We Can Be Heroes events.

Kia’s slogan is, “The Power to Surprise” and they have positioned themselves well in the marketplace to continue to continue to do so. Kia’s growth continues to break records, and it looks like they are here to stay.

olive our plans.

olive coverage plans keep you moving by paying for unexpected mechanical breakdowns repairs all with a simple monthly payment.

olive standard +

olive Standard+ takes everything from our olive Standard plan and kicks it up a notch! Going beyond just the major parts, Standard+ includes components in your power steering, front suspension, brakes, and air conditioning.

olive ultimate

olive Ultimate coverage is so comprehensive it’s simpler to talk about what’s not covered.  Regular wear and tear like tires and windshield wipers, well that’s not covered. But pretty much everything else from your transmission control module to your back up assist camera, we’ve got your back.

olive standard

olive Standard is drive-train peace of mind, wherever the roads may wind. olive Standard covers all of the big-ticket items.  Every lubricated part of your engine and transmission, your water and oil pumps, thermostat, even factory turbocharger is covered. And that’s just the short list!

olive your commute

Frictionless transactions that get you back in the fast lane separate olive from other forms of mechanical breakdown coverage. There’s no 30-day waiting period when you sign up for olive coverage.

Click today. You’re covered tomorrow.

olive your travels

olive gives you the confidence to adventure further. We cover your first  hundred dollars of a towing bill, all across the continental United States with state-to-state availability.

Go ahead, wander freely; we’ll be there.

olive your investment

It’s the second-biggest financial purchase you’ll ever make. It’s a complicated rolling piece of technology and steel. olive gives you peace of mind as you stockpile memories in your adventure-mobile.

olive is coverage that keeps up with you.

bolster your budget

Stable monthly payments mean you stay on the road to reaching your goal of spending a little R&R in Aruba. If your vehicle does get sent to the mechanic for an emergency repair, olive is with you. You pay your deductible, and olive does the rest, paying the rest of the repair cost and dealing directly with the repair shop. olive keeps worry at bay by shielding you from the unexpected. Sleep soundly, dreaming of icy beverages and white sand, because olive your mechanical breakdown fears now have a solution.

go olive the places!

olive understands that your car, truck, or SUV is not just another purchase. It’s the second biggest financial decision you’ll make. With your vacation fund intact and coverage blanketing the continental United States, now might be a good time to head out on that road trip you’ve been planning. And if that “check engine light” decides to illuminate itself half-way through the Mojave desert, rest assured because you’re covered wherever you roam. We even cover the first $100 in towing costs for covered repairs.

yes, olive is transferrable.  

Why are cars with mechanical breakdown coverage more likely to command higher resale value than their uninsured counterparts? Having a mechanical breakdown coverage plan on your vehicle proves to buyers that your car, truck, or SUV has been well cared for. In most cases, purchasing a vehicle that has mechanical breakdown coverage means that the owner has already fixed those vehicle-specific problems that are common to that specific make and model.

Given a choice between two identical vehicles, one with mechanical breakdown coverage transferring with it, and the other without any sort of guarantee, a consumer’s clear choice is the vehicle that is covered. olive helps mitigate vehicle depreciation by adding resale value to your ride. olive is coverage when you need it, and, when you no longer need it, olive is coverage you can transfer when you sell your vehicle.

olive our coverage is backed

Extended car warranties are like a promise, only as good as the person making it.

Last year, over 40 million used cars and trucks were sold in the US alone. Many dealers try to include a Kia extended warranty for used cars sold, but are all extended warranties the same? In a word: no. Extended car warranties are like a promise, it’s only as good as the person making it.

olive is backed by an insurance provider with a long history of satisfying their customers. They’ve secured a consistent “A” rating from A.M. Best and an “A+” rating from Standard & Poor. We only partner with the best, so our coverage can be the same: the best.

An olive plan is an excellent alternative to a Kia extended warranty, it’s frictionless coverage backed by an insurance mainstay.

the true cost of ownership

Vehicle complexity is higher than it has ever been, which also causes car repairs to be pricier than they’ve ever been. The average length of a car loan now sits at 68 months. Over that five-year period of ownership, the average cost for repairs/breakdowns is between $2,000 and $3,000. Many drivers are a breakdown away from taking a serious financial hit.

But it doesn’t have to be like that, olive’s plans act like an extended auto warranty, paying for serious mechanical repairs as they come up. But, unlike an extended auto warranty, an olive plan covers more parts than your average extended auto warranty, and olive is backed by an insurance underwriter with a consistent “A” rating from A.M. Best, an “A+” rating from Standard & Poor. olive is coverage backed by a rich history of success.

coverage for every driver type

new car owners

A new vehicle is a significant financial investment and one that can depreciate quickly. Taking care of your investment is vital for the retention of its value. olive helps keeps your vehicle in pristine condition without the stress of having to pay for large, out of pocket expenses. 

expired manufacturers’ warranty

There’s a reason your manufacturer’s warranty only covers bumper-to-bumper repairs for the first 3 years/36,000 miles. After this magical date, your vehicle is likely to require expensive repairs. olive goes way beyond your vehicle’s original warranty, letting you rack up the miles with confidence.


Between soccer practice, laundry, dinner, and impromptu water-balloon fights, we know that family life is a busy life.  olive is here to take the worry out of a mechanical breakdown, so you can keep on schedule and on budget. 

educated consumers

It’s smart to be leary of over-priced dealer extended warranties (which carry up to 300% markup!) olive plans cover the big expensive parts and all the little parts that connect them together. olive is affordable, direct from the underwriter, coverage 

olive the difference

Our olive Ultimate protection plan not only pays for the covered components, but it pays for the labor and the metal hoses, couplings, seals and gaskets, linkages, and control valves (just to name a few). Now that’s coverage superior to an average extended warranty!

When you start adding up the cost of diagnostic time, parts, labor to install the parts, accessory parts, fittings, hoses, gaskets, and couplings, the true cost of a repair becomes a bloated, nightmarish affair.

olive’s budget-friendly monthly fee makes a ton of financial sense. olive coverage acts like an extended warranty, without the financial headache.

why olive?


It sounds strange, but peace of mind is one of the best reasons to have olive mechanical breakdown insurance.


olive mechanical breakdown insurance protects you from shelling out hard-earned cash on surprise breakdowns.


With olive on your side, you can have the confidence to go on that outrageous road trip you’ve been planning.